AI Disclaimer
Last updated September 2026
This page explains how Truckers Coverage USA uses artificial intelligence and automated technology, and what those tools can and cannot do.
We use AI to support licensed humans, not replace them
Truckers Coverage USA uses artificial intelligence and automated tools to help organize coverage requests, route them to the right state-licensed agent, and produce educational material about indexed universal life (IUL) insurance. AI never issues a policy, never underwrites, never approves or denies coverage, and never replaces a licensed insurance professional. Every recommendation that reaches you comes from a human agent licensed in your state.
Where AI is used on this site
AI and automation may be used to: score and prioritize submitted coverage requests, suggest which coverage concepts may fit a driver's stated goals, draft and refine educational page copy and FAQs, summarize a request for the receiving agent, translate or clean up form input, and power any chat or messaging assistant we offer. Automated systems may also send you confirmation emails or SMS messages about your request.
AI-generated content may be incomplete or wrong
AI systems can produce information that is outdated, inaccurate, or not applicable to your state, age, health or carrier. Nothing generated by an AI tool on this site is a quote, an offer of insurance, a binding statement of policy terms, or personalized financial advice. Illustrated cash values, index crediting rates, caps, floors, loan provisions and living-benefit riders vary by carrier and state and are governed only by the policy documents you receive from the issuing carrier.
Not insurance, tax, legal or investment advice
AI-assisted content on this site is general education only. Always confirm details with a licensed agent, and consult a qualified tax or legal professional before making decisions about life insurance, cash value, policy loans or retirement income strategies.
No automated decisions about your insurability
We do not use AI to make final decisions about whether you can obtain coverage. Our automated scoring is used internally for prioritization and routing of your request only. Underwriting decisions are made by the insurance carrier under its own guidelines.
Your data and AI tools
When AI tools help process a request, the information you submitted may be handled by our vendors and service providers under contract. We do not authorize those vendors to use your personal information to train their own public models. See our Privacy Policy for how we collect, use, share and retain your information.
Human review and questions
You can always ask to speak with a licensed human agent instead of interacting with an automated tool. If you believe AI-generated content on this site is inaccurate, email info@truckerscoverageusa.com or call (972) 460-8563 and we will review and correct it.