Terms & Conditions
Last updated October 2026
Who we are
Truckers Coverage USA operates an insurance marketing and lead generation platform. We are not an insurance carrier and we do not issue policies, bind coverage, or make underwriting decisions. Insurance is offered only by state-licensed agents and the carriers they represent.
No insurance advice
Content on this site is general education and does not constitute insurance, tax, legal or investment advice. Product features, riders, availability, rates and index crediting terms vary by carrier and state and are subject to underwriting approval. Illustrated values are projections, not guarantees.
Your submission
You agree that the information you submit is accurate and that you are at least 18 years old and the owner or authorized user of the phone number and email address provided. Submitting a request does not create coverage and does not obligate any carrier to issue a policy.
Contact consent
By submitting a request with consent, you authorize Truckers Coverage USA and its licensed partners to contact you at the number and email provided, including by automated technology, prerecorded messages and SMS. Consent is not a condition of purchase. You may opt out at any time.
Acceptable use
You may not scrape, reverse engineer, overload, probe or attempt unauthorized access to this site or its systems, or submit false, automated or third-party information without authorization.
Artificial intelligence and automated tools
This site and our intake process use artificial intelligence and automated technology to organize requests, route them to licensed agents, generate educational content, and send confirmations and follow-up messages. AI-generated content is general information only. It is not a quote, an offer of insurance, a statement of policy terms, or personalized insurance, tax, legal or investment advice, and it may be inaccurate, outdated or inapplicable to your state or situation. Only the issuing carrier's policy documents govern coverage, and only a state-licensed agent can advise you. You agree not to rely on AI-generated output as a substitute for that advice, and you may request a human agent at any time. See our AI Disclaimer page for the full statement.
Disclaimer and limitation of liability
The site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, Truckers Coverage USA is not liable for indirect, incidental, special or consequential damages, or for the acts, omissions, advice or products of any independent licensed agent or carrier.
Changes and contact
We may modify these terms at any time by posting an updated version on this page. Continued use of the site constitutes acceptance. Questions? Email info@truckerscoverageusa.com or call (972) 460-8563.